Stolen Identities, Social Security, RMDs, and Roth Conversions: Q&A #2301

January 7, 2023

Stolen Identities, Social Security, RMDs, and Roth Conversions: Q&A #2301

Jim and Chris sit down to discuss listeners questions and topics relating to stolen identities, Social Security, RMDs, and Roth Conversions.

(Intro) Jim gives an update on his recent operation, and also shares information on his identity being stolen recently.

(34:30) George from Maryland looks for clarification on if his wife can claim a Social Security spousal benefit.

(43:00) Jim discusses an email on the origins of “86”.

(48:30) A listener asks about required minimum distributions (RMDs) and Roth conversions.

(1:03:45) George in Connecticut asks a question regarding the specific timing of taking Social Security.

Podcast: Play in new window | Download (Duration: 1:30:34 — 41.5MB)

Subscribe: RSS

Check out the background of firms and investment professionals on SEC’s Adviser Info Page.

Jim Saulnier and Associates | 970-530-0556 | 506 East Mulberry Street, Fort Collins, Colorado 80524

© 2025, Jim Saulnier & Associates All rights reserved.

Ed Slott Advisor recognition requires an advisor to be well versed on the rules and regulations regarding IRAs. The advisor must attend two live training sessions and pass two written exams annually to remain in the program. Jim Saulnier & Associates, LLC (“RIA Firm”) is a registered investment adviser located in Fort Collins, CO. Jim Saulnier & Associates, LLC may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. Current registered states: CA, CO, PA, TX, WA, IL Insurance products and services are offered and sold through James H. Saulnier, a Colorado licensed insurance producer, only in those states in which he is reciprocally licensed or qualifies for an exemption or exclusion from licensing requirements. Current reciprocal insurance licensing in these states: AZ, CA, CA, CN, FL, HI, IA, MA, MD, NY, PA, SC, TN, TX, VA, WA, WI, WY Click here for a more detailed disclosure.