Social Security, IRMAA, QCDs, RMDs, and Annuities: Q&A #2342

October 21, 2023

Social Security, IRMAA, QCDs, RMDs, and Annuities: Q&A #2342

Jim and Chris sit down to discuss listeners questions relating to Social Security, IRMAA, QCDs, RMDs, and annuities.

(6:15) George from Washington looks for advice on when his wife should look to claim Social Security.

(17:45) A different George in Washington wonders which IRMAA threshold he should pay attention to when looking for an adjustment upon retiring.

(34:30) A listener gives a real world example of using the “cream in coffee” explanation for basis within an IRA when looking at doing some qualified charitable distributions (QCDs).

(57:15) George from Kansas City wonders if you can send out required minimum distributions (RMDs) at the same time as doing a Roth conversion.

(1:05:15) A listener asks if they use tax-deferred IRA money to fund an annuity, is there a way to get the tax deferral on a withdrawal from the annuity.

Podcast: Play in new window | Download (Duration: 1:13:02 — 33.4MB)

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