Capital Gains, IRMAA, Roth Conversions, and Basis: Q&A #2416

April 20, 2024

Capital Gains, IRMAA, Roth Conversions, and Basis: Q&A #2416

Chris and Paul sit down to discuss listener questions relating to capital gains, IRMAA, Roth conversions, and basis.

(4:10) Chris and Paul chat about an IRS notice.

(10:00) A listener asks about the sale of a house and the possible capital gains exclusions allowed for single/married people.

(17:45) George wonders if IRMAA avoidance and a large Roth conversion can be undone.

(36:30) George looks for clarification on if he can specify his future IRA distributions to prioritize taking from the after-tax basis portion or not.

(49:00) A listener explains their own personal projections and looks for thoughts on Roth conversions/tax planning in retirement ahead of RMD age.

Podcast: Play in new window | Download (Duration: 1:12:56 — 33.4MB)

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