Social Security, 529 Conversions, FIAs, and RMDs: Q&A #2424

June 15, 2024

Social Security, 529 Conversions, FIAs, and RMDs: Q&A #2424

Jim and Chris sit down to discuss listener questions relating to Social Security, 529 Roth conversions, and fixed index annuities (FIAs).

(4:45) A listener wonders if his children’s Social Security benefits will be reduced by him working longer.

(15:45) A listener looks for clarification on calculating spousal Social Security benefits and what happens when you delay claiming.

(29:30) Georgette wonders if she meets the time requirements for rolling a New York 529 plan into a Roth IRA.

(46:45) George looks for clarification on converting a 529 plan into a Roth IRA and the specific rules behind the conversion.

(58:45) A listener asks if there’s any way to project fixed index annuities (FIAs) future fair market values to help determine its RMD impacts.

Podcast: Play in new window | Download (Duration: 1:24:08 — 38.5MB)

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