Earnings Test, IRMAA, Survivor Benefits, 529 Plans, and SPIAs: Q&A #2447

November 23, 2024

Earnings Test, IRMAA, Survivor Benefits, 529 Plans, and SPIAs: Q&A #2447

Jim and Chris sit down to answer listener questions related to Social Security, 529 Plans, and SPIA payments…

(6:30) A listener wonders if they will be subject to the Social Security earnings test.

(14:30) The guys weigh in on if/how a Roth conversion would impact an IRMAA appeal.

(30:30) Chris answers whether there is a time limit to apply for Survivor Benefits.

(46:30) George asks whether moving money from a 529 plan to a Roth is considered a conversion. (referenced article)

(1:04:30) The guys offer clarity on the timing for RMDs and Qualified Charitable Donations with SPIA payments

Podcast: Play in new window | Download (Duration: 1:24:09 — 38.5MB)

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