Social Security Benefits, Inherited IRA RMDs, Timing RMDs with QCDs: Q&A #2433

August 17, 2024

Social Security Benefits, Inherited IRA RMDs, Timing RMDs with QCDs: Q&A #2433

Jim and Chris sit down to discuss listener questions relating to child-in-care benefits, delayed retirement benefits, Inherited IRA RMDs, and timing RMDs and QCDs.

 

(4:30) A listener wonders if she should have been collecting child-in-care benefits over the last 20 years of caring for her disabled son.

(11:00) Georgette recalls Chris speaking about delayed retirements benefits and asks Chris what the benefits, if any, are of waiting the extra 6 months to file for Social Security.

(20:15) Jim and Chris tackle a question about a (twice) Inherited IRA and whose lifetime table is used for the interim RMDs.

(34:30) The guys answer a listener’s question about the timeline requirements for purchasing a “life only” SPIA with RMD money and doing a Qualified Charitable Donation (QCD).

 

Podcast: Play in new window | Download (Duration: 1:20:24 — 36.8MB)

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