Social Security, Target Date Funds, IRMAA, 457(b)’s, Dividends, and HSAs: Q&A #2303

January 21, 2023

Social Security, Target Date Funds, IRMAA, 457(b)’s, Dividends, and HSAs: Q&A #2303

Jim and Chris discuss questions relating to Social Security, target date funds, IRMAA, 457(b)’s, dividends, and HSAs.

(6:30) George in the UK looks for clarification on the calculation of his Social Security PIA given his work abroad in Europe and in Canada.

(18:30) George asks about a Social Security survivor benefit for his wife if he were to pass away before claiming at age 70.

(26:00) Georgette from Alabama looks for opinions and thoughts on utilizing a target date fund within a joint brokerage account for future assisted living expenses.

(50:00) George asks about the tax brackets used for IRMAA calculations with tax planning in mind.

(54:30) A Texan listeners wonders about the distribution rules for 457(b) retirement accounts.

(1:00:00) Georgette from New Jersey asks about using dividends from a guaranteed inheritance set aside to help fund their minimum dignity floor (MDF).

(1:07:30) A listener asks about rolling over a portion of their 401(k) upon retirement into their HSA to maximize that years contribution.

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