Tax Planning, Minus-One Method, Inherited Roth RMDs, and Early Social Security: Q&A #2516

April 19, 2025

Tax Planning, Minus-One Method, Inherited Roth RMDs, and Early Social Security: Q&A #2516

Jim and Chris discuss listener questions relating to tax planning at full retirement age, the minus-one method for RMDs, inherited Roth RMDs, and early Social Security.

(9:10) A listener jokes about the state trivia and offers a suggestion for Chris’s benefit.
(11:10) Another listener shares a PSA about delays in online Social Security applications and recommends visiting a local office.
(20:15) Georgette asks whether delaying her husband’s Social Security filing would be beneficial for Roth conversions.
(39:30) Jim and Chris address whether the minus-one method for RMDs was paused during the IRS’s waiver period.
(59:20) The guys answer if inherited Roth IRAs are ever subject to RMDs other than the 10-year deadline.
(1:14:15) George questions whether there are ever good reasons to take Social Security early.

Show Notes: the Slott Report

Podcast: Play in new window | Download (Duration: 1:37:30 — 44.6MB)

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